Hurricane Season is here again. This is your annual reminder to check on your insurance policy to make sure you have enough coverage.

With construction material prices surging, make sure your homeowners insurance policy covers the cost to rebuild your home at today’s prices, plus a little extra. Remember, it’s not the market value of your home you are insuring; it is the cost to rebuild your home from the ground up, including all of your contents and possessions.

Buy Flood insurance. If you are in or near a special flood hazard area, your financial future is better protected with flood insurance. Over 30% of flood insurance claims come from outside the special flood hazard area. If your property is located outside the special flood hazard area, flood insurance is affordable. Flood damage is not covered by your homeowners insurance.

Finally, if you are re-roofing, buy a FORTIFIED Roof™. FORTIFIED saved nearly 17,000 homeowners the hassle and heartache of insurance claims and displacement after Hurricane Sally. Homeowners can qualify for tax credits and insurance discounts as well.

Over 95% of FORTIFIED Homes had NO damage after Hurricane Sally